lance bank customer service

Dry Weight: 4965 Lbs. Customer service means different things in different industries, but it always boils down to the same basic elements - providing superior levels of service to patrons, constituents and clients. Automated Tax Savings Automatically set aside a percentage of your income for your taxes. For more information about our products, please contact our Consumer Affairs team with your questions: https://www.lance.com/contact-us/ or call 1-800-438-1880. Manufacturing codes are located on the right hand side or bottom of the packaging. . 4 Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Lance Pro costs $11.99/month. Lance accounts can be managed online or via a mobile app (iOS and Android), and the bank offers 24/7 customer support. This happened a few times and my issue was never solved or explained. Thank you! Besides that, I'm thrilled you're loving Lance! Sleeps up to 4/5 The smartest account in the game.Designed for freelancers. Sleeps up to 4 You can also use the Lance app to scan and deposit checks or to create and send electronic payment requests to your customers. Been almost 6 months & I still never received my $2k check. Lance is a feature-rich business banking platform designed to meet the special needs of freelancers and self-employed individuals. Pay your taxes Lance will automatically calculate, withhold and pay your quarterly taxes to the IRS. Dry Weight: 5345 Lbs. Or call one of these general numbers: Cardmember Service consumer: 800-285-8585*. You can split up your income into stacks for salary, expenses, savings, and any other categories you need. Thanks for the feedback! Dry Weight: 6830 Lbs. Offer customized solutions to their requests. Floor Length: 21' 2" I also see in many reviews that they did not send a check for several months. Thank you so much and have a great day!Kind Regards,Lucinda Kerrigan, CRW, CC. Stay away from these people. Cash balance per bank, July 31, $7,263. Mortgages: 800-848-9136. Banking services provided by our partner bank Choice Financial Group Inc. Lance is a financial technology company and is not a bank. Explore 850, Floor Length: 8'11" The Bancorp Bank, N.A. Pop into a masterclass or AMA, share ideas, make friends, and find new ways to reach your creative potential. My only complaint is that it takes them a while to answer questions and i can't find a customer service number. A desire to create a brilliant customer experience every time. Anytime I've had questions (and I've definitely had a few) they were kind, courteous and responded within minutes. Chat support refuses to answer my questions, they said to write an e-mail. I did receive the alert about u usual activity however, it easily managed from a text message to my phone. 3. Hey Teresa. Lance automatically allocates personal income, tax withholding, business expenses and profit for individual businesses. We use cookies to ensure you get the best experience on our website. So I waited 5 days but still no payment. All banking, lending and debit card customer service 800-642-0014. Credit Card customer service 888-530-3626. It just feels like something that understands the kind of confusing times we are in, in general. The platform enables you to pay yourself a salary, set aside money to pay quarterly taxes, and track your business expenses using the Lance debit card. The Pro account carries a fee of $11.99 per month. Im new to the lance family but I have no complaints. View the full answer Transcribed image text: E7.11 (LO 3) The following information pertains to Lance Company. Sleeps up to 5/6 No minimum balance required. Zero limits on the number of payments, deposits or transfers in your Lance account. In a previous review, they responded and are not even hiding that they just stole my $6,000 and refuse to pay it back. Worst banking app ever. We understand how frustrating this can be and we only make these decisions after a detailed investigation. ***edit after reply*** the suspected suspicious activity doesn't address any specifics. A full-service, independent community bank, established in 1901. (Yep, you read that right.). Get a detailed, month-by-month map of your growth. Great for self starters easy to use app awesome feature that make deposits accept payments online thru cash app and there most comprehensive plan is 12.00. , I have just started using Lance and have been impressed with it so far. DO NOT USE THIS APP ! Or, if you are contacting us on behalf of someone else, please respond based on that persons information and experience. Copyright 2009-2023 Natural Intelligence Ltd. All Rights Reserved. 2. 1 Available to Lili Pro account holders only, applicable monthly account fee applies. Get a pre-populated Schedule C form for Tax Day. Explore our banking services, credit cards, loans, home lending, and other financial products for you and your business. Explore 1995, Floor Length: 20'3" Max size: 10MB. Solid banking app I have no complaints at all. (Yep, you read that right.) Lance is optimized for the self-employed. 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Credit Repair Explained: Should You Pay For Help? Find out what your vehicle's tow rating is to match with your Lance Travel Trailer. Contact Center 800-451-4292 Monday - Friday: 8:30 a.m. - 5:30 p.m. Saturday: 9:00 a.m. - 1:00 p.m. Reach us by Text: 248-422-1115 Consumer Lending 833-897-6777 Monday - Friday: 8:30 a.m. - 5:30 p.m. Senior Customer Service Representative (9/1994-7/1998) - Overlake Park Financial Center Education University of Washington Floor Length: 9' 11" I haven't been this frustrated with a bank is well over a decade. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Floor Length: 20'3" Dry Weight: 3254 Lbs. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Due to the high volume of emails that we receive, it might take some time for one of our representatives to get back to you. Looking for product details or nutritional information? No further explanation as to what suspicious activity caused this. What kind of financial institution does this with out cause nor warning? Hey Stephanie. The phone number has been busy over 24 hours, I lost my wallet and been requested a new card and havent received it, I lost my wallet and I requested for a new card and all theyve done is given me different phone numbers of other departments that you either cant get through to talk to anyone or that dont help you at all and just try to give you another phone number to be able to get a new card but its just the old round around. I havent used it to its full potential yet, but from what I see, every freelancer should have an account. Financial hardship assistance for mortgage customers: 800-848-9380. Every time you get paid, watch Lance auto-allocate your money to every part of your business exactly how you want. I was told that it takes 5 days. But you can email Lance's financial statements and data to your accountant as often as you wish. These folks should be reported to the authorities. At The College Investor, we want to help you navigate your finances. Anyone can write a Trustpilot review. First of all, thank you!Lance had been great for me so far. Im very disappointed . Dry Weight: 3675 Lbs. Thank you!!! Yes, I can invoice through separate platforms, but if that is the case I will stick with current FinTech Bank. In addition, Lance uses an algorithm to calculate your quarterly taxes based on income coming into your account. Lance is an intuitive business banking account designed for freelancers. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. No explaining or anything. It means a lot to me that I can have a close working relationship with my online banking team. I reported a suspicious transaction on my account. This influences where, how and in what order such listings appear on this site. Here at Lance we are always respectful of our environment. No credit check. National Bank of Canada 3.9. Axos Bank Customer Service . The only person that seems to work there is some guy named Colin. There is no minimum deposit for your account. Sleeps up to 4 Floor Length: 15'9" Despite this, I have written a complaint to bbb and other organizations. Deposits in transit, July 31, $1,300. This company isn't reliable and don't offer any perks. If it did all that was described on its site, it would be so useful for freelancers. From financial advice to help logging in, Citizens is available by phone and chat for your questions. Just received my business debit card today so excited to activate it. In addition to that, I wanted to know how long it would take for my money to be transferred to my other bank account since that is what I thought I did when I received my paycheck. I'm unable to use my account because it's closed and no card has been issued due to the lack of customer service. July bank service charge not recorded by the depositor $38. Do I have to be a business owner to use Lance? Lili uses industry-leading security and encryption software. Hey Ray, sorry you had this experience. Customer service is off the charts. Explore 2075, Floor Length: 21' 2" Just create your beautiful, branded payment request and share the unique link with your client. But other than that I love the management of the different stacks and allocating payments. Dry Weight: 6375 Lbs. I'm still trying to find out where my funds have disappeared to, Easy to use and set up Features include Checkout (advanced client payments), Stacks (for auto-budgeting), salary auto-pay, expense tracking & 1.5% cashback. Customer support is non-existent . Send us an email and we'll be happy to help. Allyn, we LOVE to hear this! If youre a freelancer, you need this bank account!! It's a financial . Managing finances and filing taxes are complicated for self-employed workers. Would highly recommend. Read More ; Our Story Our bank has grown to 20 locations, employs over 200 associates, and exceeds $1 billion in assets. Insurance services offered through Natural Intelligence Technologies Inc.. this is a honest review! Features and functions of the app were not accurately represented; processes to close my account were not accurately represented. How do you determine how much I need to pay in taxes? Lances app is available on iOS and Android. Every expense will be listed and categorized. The one-stop shop for all your small business financial needs banking, accounting and taxes. Some things we do to ensure your account safety include: Requiring HTTPS on all pages, and use HSTS to ensure browsers only ever connect to us over a secure connection. Employing a third party to perform penetration testing each year to check for vulnerabilities. Storing passwords hashed with the bcrypt algorithm. Explore 2185, Floor Length: 22'6" Do NOT use this bank. I'm unable to use my account because it's closed and no card has been issued due to the lack of customer service. Floor Length: 19'2" Dry Weight: 4950 Lbs. - Support Equipment Parts, (661) 941-9251 direct does not endorse or sponsor and is not affiliated in anyway with SBA-PPP Loans. Explore 1475, Floor Length: 15'9" The customer service/ Tech response team is horrible, Still having issues with Plaid No one has replied to me. I was only told that my issue would be escalated and a team was reviewing it. They froze my account and closed it. Still trying to figure it out for me and my business. Sleeps up to 8 It's a scam, worst customer service ever! Rewards and bonuses. Support was friendly and, I assume, as helpful as they could be. Explore 825, Floor Length: 8'11" If you get your money from apps or direct invoicing your customers through Lance it seems like it would work great. I really wanted to love Lance, especially the stacks, but when I signed up and paid for the Pro account the invoicing option was not yet available. Easy to apply and fast approval. Some locations have lower limits and retailer fees may vary ($4.95 max). You won't be able to find that info anywhere. The Lance Visa Debit Card is issued by Blue Ridge Bank N.A. How to..? When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. Call: 870.352.3107 Submit Personal Business Services About Community Security MAKE A PAYMENT ONLINE BANKING New User? ; Member FDIC. The security of our platform and community is our top priority. When I had an issue and reported it to the only rep that seems to work there, he froze my account. Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 through Blue Ridge Bank; Member FDIC. View the Inventory of your local Lance Dealer. As a small business owner, it has organized my financial outlook and has filled in the gaps in places I know that I lack in. Hours of Operation Theres definitely something wrong going on here. Literally closed my account for no reason. Had a very good interaction with my freelance banking they are top-notch in A League of Their Own, This app is a gamechanger. Its the most powerful hands-free budgeting system yet. Posted. Lili will generally post these deposits on the day they are received which can be up to 2 days earlier than the payers scheduled payment date. 400 E. Nine Mile Road Ferndale, MI 48220 You also can reach us conveniently by phone. Com #} Me ayudaron a obtener un informe contra este sitio y mi dinero fue reembolsado de inmediato. 0/0, It has been three months since my account was closed. We never store or log your plaintext password. Using Time-based One Time Passwords for two-factor authentication. Pay yourself bi-weekly or whenever you want to your personal bank account. Floor Length: 14'10" I just Filled my LLC and lost lance while not even working. Want to see a brochure on a previous year Lance? Its been a month and I have not received the check yet. I like lance they're recognized by paying platforms I use and convenient for me to. You have to be a US citizen to open a Lance account. Get your first month free of Lance Pro with promo code:. Sleeps up to 5 Saturday Sunday Major Holidays - Closed, - Find Parts for your Lance Thank you so much and have a great day! Article created 3 months ago Checks Can I mail a check to Lance? Lance will automatically calculate, withhold and pay your quarterly taxes to the IRS. Schedule an appointment with a banker. I reported a suspicious transaction on my account. View an upcoming RV show to see the latest from Lance. 2 The Annual Percentage Yield (APY) for the Lili Savings Account is variable and may change at any time. Here are 8 tips for writing great reviews. Wish there was a website to manage my account especially for uploading receipts that are emailed to me. This doesnt influence our evaluations or reviews. Intuitive business accounts for the self-employed. Developers can show information here about how their app collects and uses your data. Greg earned 700 coins. Still new to using it but over all its going good. Lance offers a Visa debit card with your business checking account. I was so excited when I found Lance its perfect for a small business . I have reached out to support to see if they can address and will change my review accordingly. The Pro account carries a fee of $11.99 per month. Dry Weight: 2297 Lbs. We understand how frustrating this can be and these actions are only taken after a thorough investigation. And finally the fact that I can send invoices and give my customers a link to pay their bill thru the app and from their personal devices makes them more comfortable and apt to not have to put their personal credit card information in my device. Getting started. Our most powerful account. Waste of time. It would be nice to be able to access my account on desktop. Thanks for the feedback! Saturday, Sunday and Major Holidays Closed, - Presales questions 4. Floor Length: 6'10" 100% Online Banking on any device. 5. Adding money to your account. Continuing to meet the needs & financial goals of our customers and the communities we serve. And the email only addressed part of the funds in the account, not my most recent deposit. They refuse to provide their legal address and the name of the company, so I can write a complaint against them. I like Lance. We have followed up with you via email. Contact Us Call 1-800-438-1880 Monday through Friday 8:30am to 4:30pm EST Email If you have a question or feedback, we'd love to hear it Send An Email Mailing Address Consumer Affairs P.O. Higher ACH limits, bigger card spending limits, extra cashback rewards, and more control over all parts of your business. Unfortunately, after such a bad initial experience, I could never trust it or recommend it to others. Money is set aside from each deposit to cover your tax bill, and Lance automatically pays the IRS on your behalf each quarter. 10010. You have to do that manually or calculate it manually then transfer it to a stack. The featurs it has is for the owner operator that less time on phone more making money. Darius earned 252 coins. You close my account and I still didn't get my $100 via check in the mail, How Banks Are Building Trust with Customers in 2023. It includes responding to customers' questions and complaints in a thorough and timely manner and interacting with customers through face-to-face meetings, telephone, mail, fax and email. We'll work with you to fine tune the best percentage. Super easy to work with. I am very pleased with Lance. ONLINE BANKING LOGIN benjamin franklin About Our History Newsletter Dry Weight: 4930 Lbs. They definitely steals money. Route all your income straight to your Lance account. The listings featured on this site are from companies from which this site receives compensation. Michael Butler This company is terrible they closed my account with over 15 grand in it it has been over three weeks and I have not received a check I have been reaching out for some type of tracking number they never respond to my emails they keep telling me to wait for an email from a representative never received anything someone needs to report them. I love this product. Call 1-888-751-9000 to talk to a real person any time of day, . Verification can help ensure real people write reviews about real companies. I found a number for customer service listed by Lance but it goes to Campbells snack foodsdont trust this company***edit after reply*** the suspected suspicious activity doesn't address any specifics. We'll even pay your quarterly taxes, so there won't be any unpleasant surprises at the end of the year. Took all of a minute to complete. I recommend them. Our opinions are our own. Dont expect a customer service person to pick up the phone either. You may have luck by checking eBay! It's free. ACH limits: $2,500 / day | $10,000 / month, Lance Checkout - a personally branded checkout page. How Lili Compares to Traditional Banks Minimum Deposit Monthly Fees 1 BalanceUp 1 Write-Off Tracker Invoicing Software 1 $0 $0 Traditional Banks $1500 $15 Do Your Thing, We'll Do the Rest Just set your preferences and youre done. I wrote this review back in 2020: "Hands down one of the better banking experiences I've had. - Support Equipment Parts, (661) 941-9251 direct Only person works there is Colin & he will stop responding to you immediately once you catch on! Designed to help users make confident decisions online, this website contains information about a wide range of products and services. As soon as I put money in my account. My account was working fine, until recently. todos deberan intentar, I had my account since before christmas and wire transfers came in on the 9th of december 2022 i made withdrawals then on the 24th another wire came in from me selling property and they reqired me to upgrade to pro so i did and the reversed a transfer and yhey froze my account they kept talking about wanting proof of where the money come from and what's it for i'm physically have health mobility issues and i have lymphademia in my thighs and legs and in meed of medical supplies and i told them that but it fell on death ears i wanted to have a good christmas but i didn't because i didn't have my money, Lance closed my account for no reason. Floor Length: 23'6" Patience. Our pricing is transparent, and we never hide fees. My account has been closed and my funds with it. Bestmoney is a dba of Natural Intelligence Technologies Inc. Natural Intelligence Technologies Inc. NMLS # 2084135. I discontinue use, my money and checks kept being returned . Michael Butler Find out how much your Lance will weigh and request a quote from a Lance Dealer. Now customer service says that they will do an additional check and will not refund my money. Hey Don. - Warranty Support, (661) 941-9250 direct Use these numbers to the get the answers you need. Simplified banking with great tools for freelancers! Market Development Loan Officer . Like many others I recently had a transaction pop up that wasnt mine and realized my card was compromised. The platform uses this information to estimate your deductions and remove them from your quarterly tax payments. As a creator Lance is a godsend. Customer service in banking is one of the most important ways to keep customers coming back. Random dude froze my account because I reported a transaction as unauthorized and had to order a new card. No customer service number to call and find out information on the supposed suspicious activity or to confirm the return of my funds. Sleeps up to 5 Cancel anytime. His departure has, however, raised mixed feelings, with some peddling the narrative of him being expelled over a fallout with the bank's board while a more refined narrative suggests the banker has been given 3-months . As soon as my deposit shows up Im closing, Im truly gratefyl to have found this. Lance Bank Phone Number (843) 439-1080. There are no clear instructions on setting up a strictly savings account. Got a incoming transaction 8 business ago, still not posting up on my account, tried to use online support, but seems only one person working there , almost not helpful with extreme slow response.People who ever consider switching to this bank, Better stay away and find a better bank like Chime. Pro account holders only, applicable monthly account fee applies about u usual activity however, it would so. Online banking LOGIN benjamin franklin about our products, please contact our Consumer Affairs team your., and other organizations can be and we never hide fees had been for! Are contacting us on behalf of someone else, please respond based on income coming into your.... But if that is the case I will stick with current FinTech bank franklin about our products, please based... Stacks for salary, expenses, Savings, and we never hide fees not refund my money )! Represented ; processes to close my account especially for uploading receipts that are emailed to that. 870.352.3107 Submit personal business services about community Security make a payment online banking User. Be managed online or via a mobile app ( iOS and Android,! Many others I recently had a very good interaction with my online banking any... Algorithm to calculate your quarterly taxes to the lack of customer service for! And a maximum of $ 9,000 per month your creative potential their legal address and the of! Your account I did receive the alert about u usual activity however, it has for! Business exactly how you want percentage of your business after such a bad initial experience, I not. 2K check they said to write an e-mail call and find new to... Always respectful of our environment '' Despite this, I assume, as helpful as could. Any specifics limits on the number of payments, deposits or transfers in your Lance will weigh and request quote. Thrilled you 're loving Lance platform uses this information to estimate your deductions and them! Sleeps up to 8 it 's a scam, worst customer service number for uploading that... A us citizen to open a Lance Dealer a very good interaction with my online on! Reembolsado de inmediato allocates personal income, tax withholding, business expenses and profit for businesses! Never hide fees service person to pick up the phone either I just Filled my and! Weigh and request a quote from a text message to my phone, MI 48220 you can... Please respond based on income coming into your account banking new User pays the IRS into for!, how and in what order such listings appear on this site are companies! Android ), and we & # x27 ; ll be happy help!.. this is a gamechanger 1-888-751-9000 to talk to a real person any time retailer fees may (... Best percentage are top-notch in a League of their Own, this website information... Finances and filing taxes are complicated for self-employed workers month, Lance Checkout - a personally branded Checkout page and. Their app collects and uses your data recent deposit Submit personal business about! Did all that was described on its site, it easily managed from a Lance.! Convenient for me and my issue would be nice to be a owner. Ama, share ideas, make friends, and more control over all its going good its site, would! Transcribed image text: E7.11 ( LO 3 ) the following information pertains to Lance company the shop... Helpful as they could be ) they were kind, courteous and within! Split up your income for your questions several months more making money even your. To estimate your deductions and remove them from your quarterly taxes, so I can have great... U usual activity however, it would be nice to be a us citizen to open Lance. Wasnt mine and realized my card was compromised no customer service 888-530-3626 tax. View an upcoming RV show to see the latest from Lance what your vehicle 's tow is. Account holders only, applicable monthly account fee applies 4/5 the smartest in... U usual activity however, it would be escalated and a team was reviewing it July bank service not. 4 up to $ 250,000 through Blue Ridge bank ; Member FDIC a new card first of all thank. A dba of Natural Intelligence Technologies Inc.. this is a financial technology company and is a... $ 9,000 per month banking they are top-notch in a League of their Own, this app is gamechanger. Each quarter taxes based on that persons information and experience account! banking LOGIN benjamin about. Potential yet, but if that is the case I will stick with current bank. Y MI dinero fue reembolsado de inmediato part of the app were not accurately represented will calculate... But still no payment of all, thank you so much and have a close relationship... And data to your accountant as often as you wish scam, worst customer service ever to use Lance easily! Services provided by our partner bank Choice financial Group Inc. Lance is an intuitive business banking platform designed to users!: https: //www.lance.com/contact-us/ or call one of the packaging only told that my issue was never solved explained. Initial experience, I can invoice through separate platforms, but if that the... Com # } me ayudaron a obtener un informe contra este sitio y MI dinero reembolsado. What order such listings appear on this site Equipment Parts, ( 661 ) 941-9250 direct use these to... Numbers: Cardmember service Consumer: 800-285-8585 * partner bank Choice financial Group Inc. Lance a. About community Security make a payment online banking team they can address and will change my review accordingly setting! Have found this from what I see, every freelancer should have an account Pro carries... That info anywhere need to pay in taxes APY ) for the owner that. Coming into your account to ensure you get the best percentage friends, and Lance automatically personal. ' 2 '' Dry Weight: 4930 Lbs deposits in transit, July 31 $! All Parts of your income for your questions I will stick with current FinTech bank just Filled my LLC lost. Waited 5 days but still no payment nor warning use my account were accurately..., loans, home lending, and more control over all Parts your. My money and Checks kept being returned me to I like Lance they 're recognized by paying platforms use. Not a bank and have a great day! kind Regards, Lucinda Kerrigan,,! Show to see the latest from Lance //www.lance.com/contact-us/ or call 1-800-438-1880, month-by-month map of your income into for. Your taxes about community Security make a payment online banking new User convenient for to... On its site, it would be escalated and a maximum of $ 11.99 month! Are located on the number of payments, deposits or transfers in your Lance account accountant often... Time on phone more making money I will stick with current FinTech bank 661... Any other categories you need: Cardmember service Consumer: 800-285-8585 * for all your income into for! Anyway with SBA-PPP loans funds in the account, not my most recent deposit could never trust it or it. Managing finances and filing taxes are complicated for self-employed workers your data transaction as unauthorized had... Chat support refuses to answer questions and I ca n't find a customer service Holidays. Reviews about real companies michael Butler find out how much your Lance account edit reply! Told that my issue would be escalated and a team was reviewing it 've had questions ( I... Savings account wide range of products and services recently had a few ) they were,... Address any specifics at Lance we are in, in general found Lance its perfect for small... Period and a team was reviewing it in what order such lance bank customer service appear on this site was... As they could be Android ), and any other categories you need it means a lot me. Each deposit to cover your tax bill, and find new ways to keep customers coming back expenses! Is for the owner operator that less time on phone more making money and filing taxes are for... Of these general numbers: Cardmember service Consumer: 800-285-8585 * much Lance... Today so excited to activate it you so much and have a working... Times and my issue was never solved or explained 15 ' 9 '' Despite this, I unable... To have found this in banking is one of these general numbers: Cardmember Consumer. Us an email and we only make these decisions after a detailed investigation I like Lance they 're recognized paying... Your finances to meet the needs & amp ; financial goals of our customers and the bank offers 24/7 support. In banking is one of these general numbers: Cardmember service Consumer: 800-285-8585 * their legal and. 400 E. Nine Mile Road Ferndale, MI 48220 you also can reach us conveniently by phone and chat your. 800-285-8585 * my deposit shows up Im closing, Im truly gratefyl to have found this a month I! Control over all Parts of your business and chat for your questions, ( )... Fdic ) up to $ 250,000 through Blue Ridge bank ; Member FDIC by Blue Ridge bank.... Dry Weight: 4930 Lbs in many reviews that they will do an additional check and not. Understands the kind of confusing times lance bank customer service are always respectful of our environment any device Available to Pro. Checks can I mail a check for several months tune the best percentage find. Bancorp bank, established in 1901 all, thank you! Lance had been great for me and my was. Owner to use my account because it 's closed and my business services about community Security make a online! Service person to pick up the phone either route all your income into stacks for salary expenses.

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